FREE CALCULATOR · MONEY
One offer says $28 an hour, another says $58,000 a year — which is actually better? Convert any hourly wage into an annual salary, with weekly, biweekly, and monthly pay on the side. Overtime and irregular schedules handled.
Enter your wage and schedule — or flip it and enter a salary. The bars break your pay into weekly, biweekly, monthly, and annual chunks, with overtime stacked on top in amber.
An hourly wage is just a rate; a salary is that rate stretched across your whole working year. The conversion is a single multiplication: rate × hours per week × weeks per year. The only judgment calls are your real hours — not the idealized 40 — and your real weeks: 52 minus unpaid time off. Overtime sits on top at time-and-a-half or double time, and it moves the annual total more than most people expect — five steady overtime hours a week is worth nearly $10,000 a year at $25 an hour.
The classic shortcut is the 2,080 rule: 40 hours × 52 weeks = 2,080 working hours a year, so $25 an hour × 2,080 = $52,000. It is exact only for a full 40-hour week with zero unpaid time off — the calculator above uses your actual hours and weeks instead, which is why its number can differ slightly from the shortcut.
Base pay: $25 × 40 hours × 52 weeks = $52,000. Overtime: $25 × 1.5 × 5 hours × 52 weeks = $9,750. Total: $61,750 a year — $1,187.50 a week, $2,375 every two weeks, $5,145.83 a month. The overtime alone adds about 16% to the total: five extra hours is only 12.5% more time, but the 1.5× multiplier makes it punch above its weight.
At 40 hours a week, 52 weeks a year: $25 × 40 × 52 = $52,000. That is $1,000 a week, $2,000 every two weeks, and about $4,333 a month — before taxes. Enter your own hours above if your schedule differs from the standard 40.
About $2,080 a year at full time (40 hours × 52 weeks). At 30 hours a week it is $1,560; at 20 hours, $1,040. The verdict box above computes the exact figure for your schedule.
Divide by 2,080 — the number of working hours in a 40-hour year. $52,000 ÷ 2,080 = $25 an hour. Use the Salary → Hourly mode above; it adjusts the divisor for your actual hours and weeks instead of assuming 2,080.
More than it looks: 5 hours a week at time-and-a-half on $25 an hour adds $9,750 a year ($25 × 1.5 × 5 × 52). Enter your overtime hours above and watch it stack in amber on the pay bars.
Usually, yes. A bigger check can push withholding higher for that one pay period, which makes overtime look heavily taxed — but withholding is only an estimate. Just the dollars above each tax-bracket line are taxed at the higher rate, and any over-withholding comes back at tax time. The 1.5× premium still leaves you ahead.
Your honest average. Add up a typical month of hours and divide by 4.33, the average number of weeks in a month. And subtract unpaid weeks: two unpaid weeks off means 50 weeks a year, not 52.
Convert the hourly rate to an annual figure first, then adjust for what the salary job bundles in: paid vacation, holidays, health insurance, and a 401(k) match are all worth real money. An hourly job with steady overtime can still win — run both offers through the calculator before you decide.