How to Calculate Krav Maga Allowance: A Step-by-Step Guide

Krav Maga allowance in one line

A krav maga allowance is simple: a monthly base amount, plus the number of paid krav maga sessions multiplied by the price of one krav maga session, all multiplied by twelve for the year. Base plus krav maga sessions times price, then times twelve. The worked example throughout is a $85.00 monthly base, 2 krav maga sessions a month, and $60.00 per krav maga session, which totals $205.00 a month and $2,460.00 a year.

Step 1: Price the monthly base allowance

The base allowance is the flat amount set each month for krav maga extras, before any paid krav maga sessions. Glove and hand-wrap wear, pad replacement, gym upkeep and small recurring extras belong here. A new gi, a gym membership and travel do not: a membership paid yearly is a lump sum, a gi is a one-off purchase, and travel varies by session and by venue. If your gym or employer sets the base, use their figure exactly. If you set it yourself, look at last season: add up a typical month of glove and hand-wrap wear, pad replacement, gym upkeep and small extras, and use that monthly average. A base that is really an annual figure divided wrongly is the most common error in this step — check that your base is monthly before you multiply anything by twelve.

Step 2: Count only the paid krav maga sessions

Count the krav maga sessions you pay for individually each month, and nothing else. Sessions covered by a gym membership cost $0.00 extra and are not counted. Sessions covered by the base allowance are not counted either, even though you trained them. If you train 24 sessions a year, your average month is 24 divided by 12, exactly 2 sessions. If your year is uneven — a workshop month of extra classes, then quiet months — the average still rules for the year total: add up all the paid sessions in the year and divide by 12. A month of 4 sessions in a workshop month is not 4 sessions every month, and entering it as the average overstates the year by $720.00 for each phantom session.

Krav Maga adds one counting wrinkle other sports do not: the grading weekend. A grading weekend is priced per event, not per regular session, so a $150 grading weekend is not 2.5 sessions and must not be entered as sessions. Dividing $150 by the $60.00 regular session price gives 2.5, but the calculator only understands whole paid sessions at the regular price, and a fractional session count invents a precision the month does not have. Price gradings as their own line instead: add the $150 to the year total as a separate event cost, or spread it across the months it covers — $12.50 a month if one grading falls in the year, $25.00 a month for two — and keep the sessions line for regular classes only. Never double-count a grading with the base: if a grading fee is already inside a gym membership or the monthly base, it is covered, not extra, and entering it again charges you twice for the same weekend.

Step 3: Add the lines and multiply by 12

Sessions line: 2 times $60.00 equals $120.00. Monthly total: $85.00 plus $120.00 equals $205.00. Year total: $205.00 times 12 equals $2,460.00. Split the year total back into its lines when you report it: $1,020.00 of base and $1,440.00 of sessions. The split matters because the two lines behave differently — the base stays fixed when sessions change, while the sessions line carries every seasonal swing.

Step 4: Check the result backwards

Start from the answer and work back. The base behind $205.00 a month is $85.00: $205.00 minus 2 sessions times $60.00 is $85.00. The per-session price behind $205.00 a month is $60.00: $205.00 minus $85.00, divided by 2, is $60.00. The sessions behind $205.00 a month are 2: $205.00 minus $85.00, divided by $60.00, is 2. Then move each neighbor and watch the total: a $10.00 higher base gives $215.00 a month; a $10.00 higher per-session price gives $225.00 a month; two extra krav maga sessions give $325.00 a month. If a neighbor moves the total by an amount you cannot explain, an input is wrong, and the sessions line is again the first suspect. The calculator’s base neighbors tell the same story: a $75.00 base gives $195.00 a month and a $95.00 base gives $215.00 a month.

Common mistakes

Three mistakes cover most wrong krav maga allowances. First, counting covered sessions: class time inside a gym membership, or sessions the base already pays for, entered again as paid sessions — each phantom session adds $60.00 a month, $720.00 a year. Second, treating one-off kit as base: a new pair of gloves, pads or groin guard bought once, spread across every month — the base inflates and so does every month after. Third, entering the busiest month as the average: a workshop month of 4 sessions priced as the year round adds $120.00 a month, $1,440.00 a year, that you will never spend. Run the average month for the year, and the busy month only for itself.

Worked example, start to finish

A krav maga student pays a $85.00 monthly base for glove and hand-wrap wear, pad replacement and gym upkeep, and trains 2 paid sessions a month at $60.00 each. Sessions line: 2 times $60.00 equals $120.00. Monthly total: $85.00 plus $120.00 equals $205.00. Year total: $205.00 times 12 equals $2,460.00, split as $1,020.00 base and $1,440.00 sessions. Check backwards: $205.00 minus $120.00 is $85.00 of base; $205.00 minus $85.00, divided by 2, is $60.00 a session; $205.00 minus $85.00, divided by $60.00, is 2 sessions. In a workshop month with 4 sessions the month becomes $325.00; in a holiday month with none it falls to $85.00, the base alone. The average month, not either extreme, is what the year total is built from.

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