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Dividend yield calculator
How much does your stock pay you? Enter the share price, dividend per share, shares owned and cost basis to see the yield, the annual, monthly and quarterly income, the yield on cost and a 5-year growth projection.
★ MONEY · DIVIDENDS · YIELD ON COST
Dividend Yield Calculator — Free Online | Bright Side Kit
Dividend yield 4.00% — $200.00 a year on 100 shares. On 100 shares bought at $40.00 and now worth $50.00, paying $2.00 a year each, the yield is 4.00% and the yield on cost is 5.00%. Enter your numbers to see your yield.
The yield is 4.00% — and 5.00% on what you paid
Dividend yield is the annual dividend divided by the share price: it tells you what the stock pays you each year for every dollar the share is worth today. Yield on cost is the same dividend divided by what you paid: it tells you what the stock pays you on the money you actually put in. On the defaults — share price $50.00, annual dividend $2.00 per share, 100 shares, cost basis $40.00 per share, growth 5% a year, 5 years — the yield is 4.00%, the annual income is $200.00, the monthly income is $16.67 and the quarterly income is $50.00. The yield on cost is 5.00%, the current value is $5,000.00, the cost is $4,000.00 and the gain is $1,000.00 (+25.00%). In five years at 5% growth the dividend is $2.55 (exact 2.5526), the annual income is $255.26 and the yield is 5.11% (exact 5.1051%).
| Scenario | Yield | Annual income | Monthly | Yield on cost | Gain | Projected yield |
|---|---|---|---|---|---|---|
| Default ($50.00 share, $2.00 dividend, 100 shares) | 4.00% | $200.00 | $16.67 | 5.00% | $1,000.00 | 5.11% |
| Share price $100 | 2.00% | $200.00 | $16.67 | 5.00% | $6,000.00 | 2.55% |
| Dividend $4.00 | 8.00% | $400.00 | $33.33 | 10.00% | $1,000.00 | 10.21% |
| 500 shares | 4.00% | $1,000.00 | $83.33 | 5.00% | $5,000.00 | 5.11% |
| Cost basis $60 | 4.00% | $200.00 | $16.67 | 3.33% | -$1,000.00 | 5.11% |
| No growth (0%) | 4.00% | $200.00 | $16.67 | 5.00% | $1,000.00 | 4.00% |
| Growth 10% | 4.00% | $200.00 | $16.67 | 5.00% | $1,000.00 | 6.44% |
| 10-year projection | 4.00% | $200.00 | $16.67 | 5.00% | $1,000.00 | 6.52% |
| Dividend cut -10% | 4.00% | $200.00 | $16.67 | 5.00% | $1,000.00 | 2.36% |
At the defaults — share price $50.00, dividend $2.00, shares 100, cost basis $40.00, growth 5%, years 5 — the yield is 4.00%, the annual income is $200.00, the monthly income is $16.67, the quarterly income is $50.00, the yield on cost is 5.00%, the current value is $5,000.00, the cost is $4,000.00, the gain is $1,000.00, the gain is +25.00%, the year-5 dividend is $2.55, the year-5 annual income is $255.26 and the year-5 yield is 5.11%. Check the identities: yield = dividend ÷ price × 100; annual income = dividend × shares; monthly = annual ÷ 12; quarterly = annual ÷ 4; yield on cost = dividend ÷ cost basis × 100; current value = shares × price; cost = shares × cost basis; gain = value − cost; gain% = gain ÷ cost × 100; year-5 dividend = dividend × (1 + growth ÷ 100)5; year-5 annual income = year-5 dividend × shares; year-5 yield = year-5 dividend ÷ price × 100. Rounding convention: totals are computed from unrounded values, so rounded parts may differ by a cent from their rounded sum.
The worked example, line by line
Setup: share price $50.00, dividend $2.00, shares 100, cost basis $40.00, growth 5%, years 5.
Line 1 — the yield. $2.00 ÷ $50.00 × 100 = 4.00%.
Line 2 — the income. $2.00 × 100 = $200.00 a year; $200.00 ÷ 12 = $16.67 a month; $200.00 ÷ 4 = $50.00 a quarter.
Line 3 — the yield on cost. $2.00 ÷ $40.00 × 100 = 5.00%.
Line 4 — the position. 100 × $50.00 = $5,000.00 of value; 100 × $40.00 = $4,000.00 of cost; $5,000.00 − $4,000.00 = $1,000.00 of gain, +25.00%.
Line 5 — the 5-year projection. $2.00 × 1.055 = $2.00 × 1.2763 = $2.55 (exact 2.5526); $2.55 × 100 = $255.26 a year; $2.55 ÷ $50.00 × 100 = 5.11% (exact 5.1051%).
Reverse: the price for a 6.00% yield is $33.33 (exact 33.3333); at $33.33 the yield is 6.0006%, at $33.34 it is 5.9988%. The dividend for $500.00 of annual income is $5.00; at $5.00 the annual income is $500.00, at $4.99 it is $499.00. The shares for $1,000.00 of annual income are 500; at 500 shares the annual income is $1,000.00, at 499 shares it is $998.00. The cost basis for an 8.00% yield on cost is $25.00; at $25.00 the yield on cost is 8.0000%, at $25.01 it is 7.9968%. The growth rate for a $3.00 year-5 dividend is 8.45% (exact 8.4472%); at 8.45%% the year-5 dividend is $3.0004, at 8.44%% it is $2.9990, at 8.46%% it is $3.0018. The years for the dividend to double at 5% growth are 14.21 years (exact 14.2067); at 14.21 years the dividend is $4.0006, at 14.20 years it is $3.9987.
Every branch, checked
Share price $100: yield 2.00%, annual $200.00, monthly $16.67, yield on cost 5.00%, gain $6,000.00 (+150.00%), year-5 dividend $2.55, year-5 yield 2.55%. At $100.00 a share the same $2.00 dividend is only a 2.00% yield — the price doubled, so the yield halved, even though the income is unchanged at $200.00.
Dividend $4.00: yield 8.00%, annual $400.00, monthly $33.33, yield on cost 10.00%, gain $1,000.00 (+25.00%), year-5 dividend $5.11, year-5 yield 10.21%. At $4.00 a share the yield doubles to 8.00% and the annual income doubles to $400.00 — the yield on cost doubles too, to 10.00%.
500 shares: yield 4.00%, annual $1,000.00, monthly $83.33, yield on cost 5.00%, gain $5,000.00 (+25.00%), year-5 dividend $2.55, year-5 yield 5.11%. With 500 shares the annual income is $1,000.00 and the year-5 income is $1,276.28 — the yield is unchanged at 4.00%, because yield does not depend on how many shares you own.
Cost basis $60: yield 4.00%, annual $200.00, monthly $16.67, yield on cost 3.33%, gain -$1,000.00 (-16.67%), year-5 dividend $2.55, year-5 yield 5.11%. At a $60.00 cost basis the yield on cost falls to 3.33% and the position is $1,000.00 underwater — the dividend still pays $200.00 a year, but you paid too much for it.
No growth (0%): yield 4.00%, annual $200.00, monthly $16.67, yield on cost 5.00%, gain $1,000.00 (+25.00%), year-5 dividend $2.00, year-5 yield 4.00%. With no growth the year-5 dividend is still $2.00 and the year-5 income is still $200.00 — the yield stays 4.00% forever.
Growth 10%: yield 4.00%, annual $200.00, monthly $16.67, yield on cost 5.00%, gain $1,000.00 (+25.00%), year-5 dividend $3.22, year-5 yield 6.44%. At 10% growth the year-5 dividend is $3.22 and the year-5 income is $322.10 — the yield on today's price rises to 6.44%.
10-year projection: yield 4.00%, annual $200.00, monthly $16.67, yield on cost 5.00%, gain $1,000.00 (+25.00%), year-10 dividend $3.26, year-10 yield 6.52%. Over 10 years at 5% growth the dividend reaches $3.26 and the annual income $325.78 — the yield on today's price rises to 6.52%.
Dividend cut -10%: yield 4.00%, annual $200.00, monthly $16.67, yield on cost 5.00%, gain $1,000.00 (+25.00%), year-5 dividend $1.18, year-5 yield 2.36%. If the dividend is cut 10% a year, the year-5 dividend falls to $1.18 and the year-5 income to $118.10 — the yield on today's price falls to 2.36%.
What the defaults assume
The model assumes the dividend is paid once a year at the stated rate, with no special or one-off dividends, no dividend reinvestment, and no tax — the income figures are before tax. It assumes the growth rate applies every year, compounding, and the projection does not model dividend cuts, suspensions or price changes: the share price stays at $50.00 for the whole projection, so the year-5 yield is measured against today's price. With no dividend the yield is 0.00%, the annual income is $0.00, the monthly income is $0.00, the quarterly income is $0.00, the yield on cost is 0.00%, the year-5 dividend is $0.00, the year-5 annual income is $0.00 and the year-5 yield is 0.00%. With 0 shares the annual income is $0.00, the monthly income is $0.00, the quarterly income is $0.00, the value is $0.00, the cost is $0.00, the gain is $0.00, the gain% is — and the year-5 annual income is $0.00. With a $0.00 cost basis the yield on cost is —, the cost is $0.00, the gain is $5,000.00 and the gain% is —. A share price of $0.00 or less is a validation error — the yield cannot be calculated without a price. Rounding convention: totals are computed from unrounded values, so rounded parts may differ by a cent from their rounded sum; the reverses are nearest-value solutions, and the exact unrounded figures (33.3333, 8.4472%, 14.2067, 6.0006%, 5.9988%, 8.0000%, 7.9968%, $3.0004, $2.9990, $3.0018, $4.0006, $3.9987) are stated wherever the rounded figures appear.
Output · formula · meaning
| Output | Formula | What it means |
|---|---|---|
| Dividend yield | annual dividend per share ÷ share price × 100 | 4.00%. |
| Annual income | dividend per share × shares owned | $200.00. |
| Monthly income | annual income ÷ 12 | $16.67. |
| Quarterly income | annual income ÷ 4 | $50.00. |
| Yield on cost | dividend per share ÷ cost basis per share × 100 | 5.00%. |
| Current value | shares owned × share price | $5,000.00. |
| Cost | shares owned × cost basis per share | $4,000.00. |
| Gain | current value − cost | $1,000.00. |
| Gain % | gain ÷ cost × 100 | +25.00%. |
| Year-5 dividend | dividend × (1 + growth ÷ 100)5 | 2.5526 → $2.55. |
| Year-5 annual income | year-5 dividend × shares owned | $255.26. |
| Year-5 yield | year-5 dividend ÷ share price × 100 | 5.1051% → 5.11%. |
| Price for 6% yield | dividend ÷ 6% | 33.3333 → $33.33. |
| Dividend for $500 annual income | $500 ÷ shares owned | $5.00 → $5.00. |
| Shares for $1,000 annual income | $1,000 ÷ dividend per share | 500 → 500. |
| Cost basis for 8% yield on cost | dividend ÷ 8% | $25.00 → $25.00. |
| Growth for a $3.00 year-5 dividend | ($3.00 ÷ $2.00)1/5 − 1 | 8.4472% → 8.45%. |
| Years for the dividend to double | ln 2 ÷ ln 1.05 | 14.2067 → 14.21 yrs. |
| Share price $100 | same model | Yield 2.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $10,000.00, cost $4,000.00, gain $6,000.00 (+150.00%), year-5 dividend $2.55, year-5 annual $255.26, year-5 yield 2.55%. |
| Dividend $4.00 | same model | Yield 8.00%, annual $400.00, monthly $33.33, quarterly $100.00, yield on cost 10.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $5.11, year-5 annual $510.51, year-5 yield 10.21%. |
| 500 shares | same model | Yield 4.00%, annual $1,000.00, monthly $83.33, quarterly $250.00, yield on cost 5.00%, value $25,000.00, cost $20,000.00, gain $5,000.00 (+25.00%), year-5 dividend $2.55, year-5 annual $1,276.28, year-5 yield 5.11%. |
| Cost basis $60 | same model | Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 3.33%, value $5,000.00, cost $6,000.00, gain -$1,000.00 (-16.67%), year-5 dividend $2.55, year-5 annual $255.26, year-5 yield 5.11%. |
| No growth (0%) | same model | Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $2.00, year-5 annual $200.00, year-5 yield 4.00%. |
| Growth 10% | same model | Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $3.22, year-5 annual $322.10, year-5 yield 6.44%. |
| 10-year projection | same model | Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-10 dividend $3.26, year-10 annual $325.78, year-10 yield 6.52%. |
| Dividend cut -10% | same model | Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $1.18, year-5 annual $118.10, year-5 yield 2.36%. |
Who uses this
- The retiree living on dividends: they own 100 shares paying $2.00 each and learn the income is $200.00 a year — $16.67 a month, $50.00 a quarter — and they check the 10-year projection ($325.78) to see whether the income keeps up with their bills.
- The investor comparing two stocks: one pays $2.00 on a $50.00 share (4.00%), the other $4.00 on a $50.00 share (8.00%) — and they check the $33.33 reverse to see the price where the first stock would pay 6.00%.
- The holder who bought low: they paid $40.00 and the share is now $50.00, so the yield on cost is 5.00% against a 4.00% headline yield — and they check the $60.00 branch (3.33%) to see how a higher cost basis would have looked.
- The saver planning five years out: at 5% growth the dividend reaches $2.55 and the annual income $255.26 — and they check the 14.21-year reverse to see how long the dividend takes to double.
Accuracy & limitations
The math is exact arithmetic on your six inputs: yield = dividend ÷ price × 100; annual income = dividend × shares; monthly = annual ÷ 12; quarterly = annual ÷ 4; yield on cost = dividend ÷ cost basis × 100; current value = shares × price; cost = shares × cost basis; gain = value − cost; gain% = gain ÷ cost × 100; year-5 dividend = dividend × (1 + growth ÷ 100)5; year-5 annual income = year-5 dividend × shares; year-5 yield = year-5 dividend ÷ price × 100. The 4-decimal exact is shown where the rounding matters: the price for a 6.00% yield is 33.3333 (shown as $33.33); at $33.33 the yield is 6.0006%, at $33.34 it is 5.9988%. The growth rate for a $3.00 year-5 dividend is 8.4472% (shown as 8.45%); at 8.45%% the year-5 dividend is $3.0004, at 8.44%% it is $2.9990. The years for the dividend to double are 14.2067 (shown as 14.21 years); at 14.21 years the dividend is $4.0006, at 14.20 years it is $3.9987. What the model cannot do is predict the future: dividends get cut, suspended and raised, share prices move, and a high yield often means the price has fallen — not that the dividend is generous. A yield on a $0.00 cost basis is undefined, shown as —. For the total return including the price gain, see the compound growth calculator; for the tax on the dividend income, see the capital gains tax on stocks calculator; for how a split changes the per-share numbers, see the stock split calculator; for the dividend income over time, see the dividend calculator; for the retirement income the dividends fund, see the 401(k) contribution calculator. This is a calculator, not investment advice.
Cite this calculatorBright Side Kit. “Dividend Yield Calculator — Free Online | Bright Side Kit” brightoolbox.com, 2026. Method: yield = annual dividend per share ÷ share price × 100; annual income = dividend × shares; monthly = annual ÷ 12; quarterly = annual ÷ 4; yield on cost = dividend ÷ cost basis × 100; current value = shares × price; cost = shares × cost basis; gain = value − cost; gain% = gain ÷ cost × 100; year-Y dividend = dividend × (1 + growth ÷ 100)Y; year-Y annual income = year-Y dividend × shares; year-Y yield = year-Y dividend ÷ price × 100. A share price of $0.00 or less is a validation error. A $0.00 cost basis makes the yield on cost and the gain% undefined, shown as —. Key idea: the headline yield is 4.00% on a $50.00 share, but on a $40.00 cost basis it is 5.00% — the yield on cost is the number that matters to the holder. Defaults: share price $50.00, dividend $2.00, shares 100, cost basis $40.00, growth 5%, years 5 → yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $2.55 (exact 2.5526), year-5 annual $255.26, year-5 yield 5.11% (exact 5.1051%). Branches: Share price $100 → Yield 2.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $10,000.00, cost $4,000.00, gain $6,000.00 (+150.00%), year-5 dividend $2.55, year-5 annual $255.26, year-5 yield 2.55%; Dividend $4.00 → Yield 8.00%, annual $400.00, monthly $33.33, quarterly $100.00, yield on cost 10.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $5.11, year-5 annual $510.51, year-5 yield 10.21%; 500 shares → Yield 4.00%, annual $1,000.00, monthly $83.33, quarterly $250.00, yield on cost 5.00%, value $25,000.00, cost $20,000.00, gain $5,000.00 (+25.00%), year-5 dividend $2.55, year-5 annual $1,276.28, year-5 yield 5.11%; Cost basis $60 → Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 3.33%, value $5,000.00, cost $6,000.00, gain -$1,000.00 (-16.67%), year-5 dividend $2.55, year-5 annual $255.26, year-5 yield 5.11%; No growth (0%) → Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $2.00, year-5 annual $200.00, year-5 yield 4.00%; Growth 10% → Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $3.22, year-5 annual $322.10, year-5 yield 6.44%; 10-year projection → Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-10 dividend $3.26, year-10 annual $325.78, year-10 yield 6.52%; Dividend cut -10% → Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost 5.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $1.18, year-5 annual $118.10, year-5 yield 2.36%. Reverses: price for a 6.00% yield = $33.33 (exact 33.3333; at $33.33 the yield is 6.0006%, at $33.34 it is 5.9988%); dividend for $500.00 annual income = $5.00 (exact $5.00; at $5.00 the annual income is $500.00, at $4.99 it is $499.00); shares for $1,000.00 annual income = 500 (exact 500; at 500 shares the annual income is $1,000.00, at 499 shares it is $998.00); cost basis for an 8.00% yield on cost = $25.00 (exact $25.00; at $25.00 the yield on cost is 8.0000%, at $25.01 it is 7.9968%); growth for a $3.00 year-5 dividend = 8.45% (exact 8.4472%; at 8.45% the year-5 dividend is $3.0004, at 8.44% it is $2.9990, at 8.46% it is $3.0018); years for the dividend to double = 14.21 yrs (exact 14.2067; at 14.21 years the dividend is $4.0006, at 14.20 years it is $3.9987). Edges: no dividend → Yield 0.00%, annual $0.00, monthly $0.00, quarterly $0.00, yield on cost 0.00%, value $5,000.00, cost $4,000.00, gain $1,000.00 (+25.00%), year-5 dividend $0.00, year-5 annual $0.00, year-5 yield 0.00%; 0 shares → Yield 4.00%, annual $0.00, monthly $0.00, quarterly $0.00, yield on cost 5.00%, value $0.00, cost $0.00, gain $0.00 (—), year-5 dividend $2.55, year-5 annual $0.00, year-5 yield 5.11%; $0 cost basis → Yield 4.00%, annual $200.00, monthly $16.67, quarterly $50.00, yield on cost —, value $5,000.00, cost $0.00, gain $5,000.00 (—), year-5 dividend $2.55, year-5 annual $255.26, year-5 yield 5.11%.
Bright Side Kit. "Dividend Yield Calculator — Free Online | Bright Side Kit" https://brightoolbox.com/dividend-yield-calculator/ Accessed October 25, 2026.Frequently asked questions
How do I calculate dividend yield?
Divide the annual dividend per share by the share price and multiply by 100. On the defaults — a $2.00 dividend on a $50.00 share — the yield is $2.00 ÷ $50.00 × 100 = 4.00%. The annual income on 100 shares is $200.00.
What is yield on cost, and why is it higher than the yield?
Yield on cost divides the dividend by what you paid, not by today's price. The $2.00 dividend on a $40.00 cost basis is 5.00%, against a 4.00% headline yield on the $50.00 price. If you paid $60.00, the yield on cost would be only 3.33%.
How much income do 100 shares pay each month?
$16.67 a month — $200.00 a year, $50.00 a quarter. Monthly income is the annual income divided by 12, so $200.00 ÷ 12 = $16.67. With 500 shares the monthly income is $83.33.
What share price gives a 6% yield?
$33.33. The price for a 6.00% yield is $2.00 ÷ 6% = $33.33 (exact 33.3333). At $33.33 the yield is 6.0006%; at $33.34 it is 5.9988%. A falling price raises the yield — which is why a very high yield can be a warning, not a bargain.
How fast does the dividend grow?
At 5% a year the $2.00 dividend becomes $2.55 in five years and the annual income becomes $255.26. At 10% growth the year-5 dividend is $3.22 and the income is $322.10. The dividend doubles in 14.21 years at 5% growth (exact 14.2067).
What if the stock pays no dividend?
Then the yield and the income are $0.00. With a $0.00 dividend the yield is 0.00%, the annual income is $0.00 and the year-5 dividend is $0.00 — the shares pay nothing, whatever the price does.
Does a falling share price raise the yield?
Yes — the yield is the dividend divided by the price, so a lower price means a higher yield. At $100.00 the same $2.00 dividend is only a 2.00% yield; at $33.33 it is 6.00%. But the income is the same $200.00 either way — the yield moved because the price moved, not because the company paid more.
What if my cost basis is $0.00?
Then the yield on cost and the gain% are undefined, shown as —. The cost is $0.00, the gain is $5,000.00 and the dividend still pays $200.00 a year — but dividing by a $0.00 cost basis has no answer.